What is the name of your organization?
AES Literacy Institute Incorporated
What is the name of your solution?
Creditt Bees
Provide a one-line summary or tagline for your solution.
Credit Repair In A Box combines a DIY toolkit with an AI platform to empower users to understand, repair, build, and maintain strong credit.
In what city, town, or region is your solution team headquartered?
Dallas, TX, USA
In what country is your solution team headquartered?
USA
What type of organization is your solution team?
Nonprofit
Film your elevator pitch.
—
What specific problem are you solving?
Creditt Bees is tackling the systemic barrier of poor credit and credit invisibility, which directly fuels the racial wealth gap and economic inequality. In the Dallas-Fort Worth Metroplex—our home base—54% of Black Americans and 41% of Hispanic Americans report poor or fair credit, compared to 37% of white Americans. These disparities limit access to housing, jobs, capital, and financial freedom, locking communities into cycles of poverty.
Nationally and globally, credit invisibility is a silent crisis. Over 1.4 billion people lack access to formal financial systems. Many are trapped by poor credit or no credit history at all, stemming from systemic discrimination, limited financial literacy, and exploitative credit repair schemes that offer no real education or empowerment.
Our solution addresses both root causes and symptoms. By combining curated financial education with AI-powered tools, Credit Repair in a Box equips individuals to understand, repair, build, and sustain strong credit profiles. We meet people where they are, provide actionable support, and help them unlock long-term economic opportunity. We’re not just repairing credit—we’re restoring dignity, expanding access, and helping people write new financial narratives.
What is your solution?
Credit Repair in a Box is a curated toolkit built to empower historically marginalized communities to understand, repair, build, and maintain healthy credit scores. It combines curated educational materials with AI-powered tools to guide users through the credit repair journey, step-by-step.
Once participants receive their Credit Repair in a Box, they activate their personalized portal, where they’ll be connected to an AI dashboard that analyzes their credit reports, identifies inaccuracies, and provides actionable steps to improve their scores. The dashboard is designed for simplicity—making credit repair accessible to anyone. The platform even includes a click-and-print function to easily create and send dispute letters, enabling individuals to fix credit errors without relying on costly services.
What makes Credit Repair in a Box unique is its seamless integration of education, AI, and real-world tools. It’s designed to empower financial independence and sustained economic stability by providing users with the knowledge, tools, and support to take control of their financial futures and break the cycle of financial instability.
Learn more at www.credittbeesdiy.com
Who does your solution serve, and in what ways will the solution impact their lives?
Creditt Bees serves individuals from low- to moderate-income communities, particularly Black and Hispanic populations. These groups face significant financial barriers, often resulting in limited access to essential financial tools and services. Historically, systemic barriers, such as discriminatory lending practices, have limited access to fair financial opportunities, leaving many underserved communities without the tools to build financial security. For example, individuals with credit scores under 600 often cannot open basic checking or savings accounts, exposing them to higher fees at check-cashing services. Additionally, they frequently struggle to access credit or emergency funds, exacerbating financial instability during times of need.
Our solution directly addresses these challenges through "Credit Repair In A Box", a comprehensive toolkit that equips individuals with the knowledge and resources to understand, repair, build, and maintain healthy credit. By offering personalized support, biweekly workshops, and access to credit monitoring, we empower participants to take control of their financial futures. This program aims to improve credit scores, enhance financial literacy, and open doors to better opportunities, such as securing affordable housing, obtaining loans, and achieving personal and professional goals. By breaking the cycle of financial instability, we help individuals create a foundation for long-term financial success.