Humaniq

Giving the unbanked people the financing tools that will enable them to accelerate economic growth and fuel new opportunities

Humaniq is a new generation financial services platform with its own cryptocurrency, which is aimed at reducing poverty amongst millions of people living in the emerging economies. Humaniq is a mission-driven company. Nearly half the world — over 3 billion people — lives on less than $2 a day, and over 80 percent of the world’s population lives in countries with widening income differentials. We will reverse these trends by giving the poorest the financing tools that will enable them to accelerate economic growth and fuel new opportunities in their economies.

Security. Humaniq is built upon a foundation of blockchain and distributed ownership for maximum security, transparency, and easy of third-party services Integration.

Bio Identification. Humaniq uses BioID in lieu of passports and signatures for identification, simplifying and accelerating the onboarding process for new users.

Simplicity. Humaniq has created a simple and intuitive mobile app that enabled instantaneous use for those with limited reading or technical skills.

Here you can find all detailed documentation on how the technology stack used in our solution: 

1.  https://www.notion.so/humaniq/Humaniq-HBchain-631c27666b01424487f2b3ce0d408b20 
2. https://www.notion.so/humaniq/Use-case-for-Pilots-UN-c6f59a7dede24cafb9cd1a749b6e5c5c 
3. https://www.notion.so/humaniq/Backend-Infrastructure-overview-22c9eb00448c4bbeaa143e7c4ed5f49d

• Attract 1 Million App users in 2018.  
• Integrate 10 new partner companies within our ecosystem 
• Develop additional technical functionality including cash-in and cash-out domestically 
• Conducting annual Humaniq Global Challenge 
• Become part of the top 5 most popular blockchain apps in the region 

In 5 years, Humaniq will have reached over 20 million subscribers across the world. We will become the top blockchain solution for the unbanked, helping millions of people in Asia, Africa, Latin America, and Eurasia regain their financial freedom. Moreover, hundreds of startups, non-profit organizations, and small businesses will benefit from Humaniq’s open platform and extended business network.

Humaniq Global Challenge - competition for blockchain projects aimed at helping the world’s unbanked population. Finalists received support to facilitate development. The three best performing teams was sent on the Humaniq Expedition to Kenya. The projects are to be created for the Humaniq ecosystem, a decentralised financial structure for cryptocurrency. The aim of the projects is to generate useful services, or to provide the ability to generate income remotely, for people living in unbanked regions of the world, using just a simple smartphone. Traditional business development - conferences. Humaniq executives usually visit more than 15 business conferences per month.

The number of Humaniq's app users are equivalent to 400 000+. The app is available in 16 African countries: Tanzania, Rwanda, Uganda, Senegal, Zimbabwe, Kenya, Republic of Cote d'Ivoire, Botswana, Ghana, South Africa, Zambia, Cameroon, Burkina Faso, Guinea, Democratic Republic of the Congo, Sierra Leone.

We are planning to serve 2 bln. unbanked and underserved people. Now 400k+ already joined Humaniq app. By the end of 2018 - 1 mln. In 12 months 2 million people will be affected. Every registered person get digital wallet and digital identity on the blockchain thus they receive access to global economy.

Alex Fork and Humaniq's team are great professionals with many years of experience in different areas. Alex (Founder) is an entrepreneur with over 10 years of experience in fintech startups. Founder of numerous projects that study the humanistic approach in economic development and explore the landscape of financial world transformation. Among Humaniq's executives are top end professionals with the experience in Bank of Montreal Financial Group,Royal Bank of Canada,the BCG,HSBC,Thomson Reuters,GSK,PwC,founders of multiple accelerators, incubators, tech gurus and marketing talents.

Profit Generation Sources: 

• Fees for access to the platform from the 3d parties  (FinTech services and Financial organizations)
• % of shares of FinTech startups which will rise from the Humaniq platform and participation in their profits
• Creation of Augmented Economy elements for 3d parties in the Ecosystem and participation in the additionally added profits
• % commission for value added services

To spread a word and awareness of Humaniq - we have established connection with ambassadors in Africa who can help us with it. As for now Humaiq’s app is available in 16 African countries (Tanzania, Rwanda, Uganda, Senegal, Zimbabwe, Kenya, Republic of Cote d'Ivoire, Botswana, Ghana, South Africa, Zambia, Cameroon, Burkina Faso, Guinea, Democratic Republic of the Congo, Sierra Leone.) 

We applying for the Solve Challenge as we want to become a member of Solve network, gain access to the community and increase our reach. Winning this challenge will help to bring our solution to the bigger market. 

Trying to bring financial inclusion to underserved communities and regions we challenge last mile connectivity issue. Our solution requires more investigation and coordination with customers than others. We also try to follow 5 basic principles of UCD