Smart Identity System

 Our solution targets marginalized Categories that are excluded from banking , human and social services So we propose to design a special digital system through : 

1 - The first part is a chip on which the identity data of the beneficiary is stored and has a database that contains records and documents in an encrypted way. The data inside it cannot be read and is placed inside the phone like a mobile phone sim card

2- The second part, a mobile application that will be installed on the user’s phone that has the chip to control data and read encrypted data After entering the pin code consisting of four digits

and mobile app to be a mediator between the identity chip located inside Beneficiary Beneficiary mobile   and digital identification systems

3- The global blockchain system to build a decentralized registry  To keep all vendor and beneficiary operations

About 57 percent of people who are not covered financially under the umbrella of the banking system, according to the World Bank

1.7 trillion people do not have a bank account because they do not have proof of identity , according to the United Nations Office for Partnerships.

This problem has emerged more because of the Corona Virus pandemic that we are experiencing today that has affected Efficiently conduct emergency cash transfers to marginalized Categories

In this case also, the bank check fails to solve this problem because it requires for the check to be cashed papers and official proof of the identity of the beneficiary of the check.

On our way to solve these problems, we found that most countries and banks, especially in Africa, recognize personal seals, as well as companies as a traditional solution to prove identity, given that no two people can own the same personal seal and every person who owns that stamp is the owner of the identity, but it cannot be used as an authentication Digital method

So the personal seals were inspiring us to come up with our own solution digital

Our solution would lead to the inclusion of about 57 percent of people who are not financially covered under the umbrella of the banking system, as well as the case for owners of micro, small and medium enterprises, a large part of which works in the informal sector in developing countries ([1]). There are also about 2.5 trillion ([2]) people who do not use formal financial services because they do not have bank accounts ...

Therefore, with our solution, governments and organizations can make emergency cash transfers efficiently and safely to marginalized Categories , for example sending an electronic check with the identity of the beneficiary on which we are copied on the electronic chip located inside the mobile and controlled by the Mobile application installed on the beneficiary's Mobile and by contacting together the digital payment systems Through NFS waves, Bluetooth, or scanning, the identity is verified easily and this is also applied to all platforms (such as digital identity systems, digital payment systems, and integrated social protection information systems)

When the beneficiary obtains this chip on which the identity is stored, he will have acquired a digital identity, so it expresses an official document in front of financial institutions and digital platforms due to the impossibility of it being turned over or stolen without the knowledge of the owner of this chip by the hackers, and two people cannot possess the same identity data

The fact that the chip is available for entry inside the mobile makes it easy for the beneficiary to carry it anywhere and at any time and control it through the mobile application, which is the only one able to read the data that the chip entered

Certified parties can easily verify the identity of the cardholder through widely available technology: web browser, mobile phone, or digital payment platforms. The verification is immediate, free, and independent.

Therefore, our solution is innovative as it is a new process that makes the content more secure for the beneficiary as he is the only one who owns the card in which the beneficiary identity, as well as the organizations, companies, and banks that provide services to the beneficiary, are more reassuring in terms of safety and the ease of verifying the identity.

Second, for the first time, using the identity card inside the phone and making use of it effectively, and we make use of the phone and blockchain technology to build a decentralized registry that cannot be tampered with and can be accessed globally to obtain approvals. This leads to increase transparency and provides oversight over the use of personal data. Because of the potential for trusted authentication.

Third, it can be used globally, where the beneficiaries of humanitarian organizations and associations can be reached through the ID of the card and provide aid and relief at any time and any place.

The evidence that makes us trust in our solution is the banks' use of smart cards such as Visa and MasterCard for digital identity to withdraw money from ATMs, so we find it difficult to hack these machines because it is difficult to steal this card without the knowledge of its owner and report it, but the hacking or in other words theft is done By stealing the data and the card number, using the apparent Internet operations.
Therefore, our solution is unique because it deals with verifying the identity of the beneficiary through the electronic card inside the mobile for digital authentication with all Internet services in an encrypted and secure way and the digital authentication through this chip in which all the identity data.

Our solution can be easily linked to existing digital identification systems in several ways:
1- The coincidence path through NFC or Bluetooth waves between the beneficiary's mobile and the
identification systems.
2- In online services through API technology, by giving the ID of the card installed on the beneficiary's
mobile, the service owner sends the approval request to the beneficiary, and through the identity mobile
application, the beneficiary accepts or rejects.
For example, transaction records for accessing data within the identifier system can be verified against
the user's consent saved in the wallet and on the blockchain under the online services.

The solution came to facilitate the use of all groups, which is for the beneficiary to memorize the fourdigit identification number to open the mobile application for the identity when approving or approving
any request and the synchronization is done easily, The card ID number is visible to the beneficiary on the
application and is available to anyone, such as online services, organizations, or platforms (such as digital
identity systems, digital payment systems, and integrated social protection information systems to
communicate with the beneficiary and send requests through it.
using comes very easy because the role that the digital identity plays is from making an effort to prove
the digital identity from entering data into digital identification devices and fear of being stolen because
this card comes to play this role and he can prove approval with one click on the approval button.
Together sync platforms (such as digital identity systems, digital payment systems, and integrated social
protection information systems).

Our solution is environmentally operable in terms of the ease of communication with any of the digital identification devices through NFS waves, belts, or scanners, and together with online services in terms of open source applications such as API together, protect the complete privacy of the user.

We'll use public, globally accessible blockchain to store proof of timestamps for approvals, and this also ensures that approvals can be posted if another architecture is preferred.

The solution is based on registration and identification in the electronic card without any Internet connection. Our scanner connects to the mobile device using Bluetooth or NFC waves, and our application works without an internet connection and stores data locally on the card in an encrypted database.
The solution can customize the card-controlling application in the local language and help build capabilities on the ground to ensure that the platform's use is simple and straightforward for frontline workers who use it. Moreover, the application can be voice-recorded consent in the local language that enables beneficiaries to control their data by providing them with a better understanding of their privacy rights.
The user does not need to enter his identity, whether the login name, the password, or his fingerprint, and he does not need to save me that a four-digit code to open the application connected to the chip on his mobile.

Adopting our solution would bring about 57% of people who are not financially covered under the umbrella of the banking system, according to the World Bank.

1.7 trillion people, equivalent to a fifth of the world’s population, do not have bank accounts because they do not have proof of identity, according to the United Nations Office for Partnerships.
Social and together our solution contributes to achieving financial savings for Arab and African governments and supports financial inclusion and Supporting financial and social inclusion together.

Extending our solution range:

First, the integration of the private solution between us for digital identification systems for remote services.
Second, the merger of the private solution between us to include banking services such as ATMs or digital payment systems.
Third, the transformation of all services that require the presence of people to online services.

From the financial point of view, financial institutions such as banks, financial institutions, institutions, and governments can be persuaded to provide us with financial support in exchange for the services that we will provide to them.
On the technical side, we can make contact with Google, Microsoft, telecom companies, and Mister Card companies by providing technical support in exchange for what our solution offers in terms of services that protect their subscribers from identity and reduce procedures.

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We are strong believers that the future of personal data and identity systems must be private by design. This will only happen if there is a common effort by everyone involved in order to build interoperable and open source modules that can find widespread adoption. Contributing our ideas, experience and network to this endeavor is our main motivation to apply. Participation will also advance our work thanks to collaboration with the ID4D ecosystem and by improving our product offering with an open source consent module.