SI4A APP- Sustainable Inclusion for All
SI4A APP - Aims at inclusiveness of all informal workers in Financial, Insurance, being social protection. Through digital platform, this plaft form provides a sustainable model through use of ICT for information Sharing , desemination, learning in various local languages, making mobile payments, trades on this platform all system are done electronic starting from registeration files will be created, credit paid, records upload from digtal and hard copies. Further, will combines claims, access to with credity facility, deposits and savings while creating direct links to other service providers.
Clients will be also able to view statements of payments, deposits, balances, view who the other service providers, compare services, councel transcations etc.
Through the platform other goverment agency will be linkled to provide services, training, etc such natioanl pension schemes, labour offices, banks etc
The inivation aims at service provsion, reaching out to marginalised informal, dispalced workers but lacking saving, inusrance premium being a social protection concerns.
Several factors limit access among others include lack of platftorm within there their reach, location to services being to far, lack of knolwedge of available solutions.
This Inovation bring to their doorstep durable and sustainable solution and services which they can access regardless of distance, time.
The target population being all the rural marganilsed informal workers, business men and women. the low income, peri urban to mention but a few.
- Deploying features that use regionally interoperable foundational ID systems and can be accessed across borders, network providers, and languages — allowing workers to receive services and make contributions or withdrawals regardless of origin or location
The solution targests all informal workers, business people and another person earning income even not on the regular basis. such person can be busy, in any location as long as they can access network can procced to use the plaftorm and access the Facilities such savings, credity, insurance premium usin the mobile phone, or internet.
- Idea: A plan or concept by an individual or organization.
- A new application of an existing technology
The inovation has advantage over others in it provides digital self registeration regardless of location, is tailored for a particular catergory, use mobile application, no need to travel long distances.
Further, provides a variaty of option from which the client has to choose from, offer lesson infrom of text, audio and videos in local langunges
The soultion involves creating an application where informal workers regardless of location can be able to save, access insureance premmiun. this application will be link to all insurance companies, some banks with MSME facilities, other leanding insitutions, processors and offters for business people.
Through the application a client can create an account/ file, upload IDs, location etc. and after can start making payment for either insurance, deposit for savings and against that the client can borrow or make a claim for insurance.
The platfrom will provide a veriaty of service providers where a client will choose from. the created account will be linked to that particular service provider.
further will provide lessons on savings, insurance in both vidoe, audio text for self learning in various languanges.
Two broad faetures Insurance and saving will characterise the app
- Internet of Things
- Software and Mobile Applications
Currently most people use phones and digital handset based on this it enable one to easly use such facility
This inovation directly provides solution to the informal group, can be localise, reginalised and adopted for public purpose.
Its very user friendly even for those that can read use of audio and video option can enable some to use the application and access the services.
With regards to incorporation yes very suitable even for the most rural communities
The solution is interoperable with existing technologies and open standards, as most data are kept on the cloud
The Innovation usages visual, picture and audio for operation. low connectivity areas with regards to netowrk can use GSM devices as they show a strenght on network and follow option as given the audio step by step guide. Further, setting up of community booths, and scheduled mobile operation by the company can enhance service provision
- Women & Girls
- Informal Sector Workers
- Migrant Workers
- Rural Settings
- Low/No Connectivity Settings
- Poor
- Low-Income
- Refugees & Internally Displaced Persons
- Minorities & Previously Excluded Populations
- Nomadic Populations and Pastoralists
- Persons with Disabilities
- Zambia
Through our partnership Under E-vouchers sytems and Mobile money we are saving 12000 refugees
By lauching the services on media, facebooks, radio station, conduct village sensition and mobile registeration we can reach to many
Financial barrier to develop the app, luanch and commison.
The funds available are currently been used in signing agreements with network providers in Zambia, Company registeration and Tax certification
- For-profit, including B-Corp or similar models
Reuben Enterprise devloper of the soultion, will enage other software devopers to help with graphics
5 parttime
Present skills include Livelihood skills and solution developement.
none
The project will definately answer the challenge most informal workers face. Currently we are in agro service provison to farmers
- Individual consumers or stakeholders (B2C)
In the Long term revenue will be generated through sell of products and services.
The other source will be Equity Fianance
Grant $ 200 000
major expenses will be
Advertisement $ 20000
Software devlopment $ 140 000
Consultance $ 80 000
Funding Barrier it the major limiting factor for this inovation
- Solution technology
- Legal or regulatory matters
The partnership will be allow other service providers in some other way reach to the people through our platform.
Partners
Insurance companies
Mobile network provides
Financial institutions
Govermnet ministries such labour and National Pension schemes
CEO