Kpangba Foods On Wheels

PROBLEM TO BE SOLVED: Nigeria with a population of over 200 million and abundant natural resources and estimated GDP of over $587 billion in 2015, with these great advantaged and opportunities Nigeria has found it extremely difficult to convert her unique resources, wealth and advantages into universal Healthcare, the healthcare sector is the least funded and as result has not been able to finance and organise primary health care. Nigeria is faced with persistent high prevalence of communicable diseases and rising prevalence of non-communicable diseases and the key health indicators such as maternal and infant mortality are worse than the Sub-saharan African average and Nigeria is not on track to achieving Healthcare.

SOLUTION: We are using food through our Mobile Restaurant to digitise all our guests to eliminate all financial barriers preventing access to quality and equitable Healthcare service, in collaboration with Healthcare insurance company, Hospitals, Pharmacies and Welfare insurance company.

GLOBAL SCALING: Our solution will eliminate all financial barriers preventing access to quality and equitable inclusive Healthcare, exploring the power of food to digitise guests and their premium paid indirectly.    

PROBLEM:  The inefficiency of the Nigerian healthcare system remains one of the worst in the world despites some economic growth in the recent years. The current healthcare situation is shamefull and astonishing, considering that Nigeria is the largest economy in Africa and the Healthcare sector is least funded and has not been able to finance and organise universal Healthcare Service, leaving over 95% of the entire population unisured and the people are faced with persistent high prevalence of communicable diseases and rising perevelance of non-communicable diseases , unable to control the key health indicators such as maternal, infant mortality and malaria representing  60% of out patient visits to health facilities in Nigeria, making malaria Nigeria the most important public health challenges, accounting for 30% of children death and 11% of maternal deaths. over 90% of Nigerians are at risk of malaria with over 100 million cases  and about 300,000 deaths caused by malaria yearly.

FACTORS CONTRIBUTING TO THE PROBLEM: Neglect of Healthcare Sector, Lack of Trust in the Healthcare Insurance system, Lack of awareness of Healthcare Insurance, Lack of infrastructure, House hold out of pocket Expenditure, Lack of healthcare Insurance Uptake and Economy a Key Constraint.

SOLUTION:  We are creating a dynamic system in collaboration with Healthcare Insurance Company, Hospitals, Pharmacies and Social Insurance Company, exploring the power of food to degitise guests for  Healthcare service through our new method of Quick Restaurant Service, using Mobile Restaurant with autonomous power supply and sanitary system attached, for the comfort and relaxation of guests.

HOW IT WORK: Food is a powerful and essential substance we all need on a daily basis and it can be effectively used to indirectly pay for our premium for equitable  healthcare service. Guests are to order for party service for at least 300 guests for $1,500 or make an Order at any of our Mobile Restaurant location, Takeaway, or Delivery service worth $250 or combination of the 3 , spread within 12 months or less to qualify a customer and his spouse including four children for healthcare for 12 months while we pay the premium.

TECHNOLOGY: Guests that qualifies for the program will be issued electronic Health CARD, which should be presented during Health issue, either to the Hospital, Pharmacy or Welfare Insurance Company for service to be rendered, in eliminating every financial barriers preventing access to Healthcare service.

TARGET POPULATION: Nigeria Health system has degenerated to be one of the worst and underfunded in the world. Across various indcies, health care in Nigeria fall short and the COVID-19 pandemic has exacerbated those problems, signifying a turning point for action in Nigeria. 

SHORTAGE OF DOCTORS FOR THE POPULATION: Nigeria has 3.8 doctors per 10,000 people , series of target set by the United Nation in 2015, countries should aim for a minimum of 1 doctor per 1,000 people. Nigeria will need at least 200,000 doctors to sufficiently cater for its 200 mollion people.

UNDERFUNDED HEALTHCARE FOR THE POPULATION: In 2001 African head of state made a declaration known as the ABUJA DECLARATION, to allocate at least 15% of their national bugets to healthcare, Nigerian governments since then have consistently allocated under 10% of their budget to health care. In 2019, Nigeria was responsible for 20% of all maternal mortality globally and only has about 24,000 Hospital. In 2018 the Nigeria Center for Disseas Control (NCDC) struggled on a goverment budget that was less than $4 million . In camparison, the US CDC's budget in the same year was $11 billion. 

UNDERPAID HEALTHCARE WORKERS FOR THE POPULATION: Over 1,000 Nigerian Doctors emigrated to the United Kingdom between 2018 and 2019 seeking better pay for their skills an issue that also contribute to the low ratio of working doctors to Nigeria's population.

POOR DATA COLLECTION OF THE POPULATION: Majority of the Nigerian Healthcare industry still relies on analogue record keeping and data collection methods. Most of the data compiled on Nigeria's Health care system are done by global organisations like UNICEF, International Nonprofits, and World Health Organisation (WHO).

LACK OF TRUST IN THE HEALTHCARE SYSTEM BY THE POPULATION: Lack of knowledge and understanding of how health insurance works and low trust on insurance in Nigeria has compounded the development of Health care for the population.

LACK OF AWARENESS OF HEALTHCARE BY THE POPULATION: Over 31% adult Nigerians indicated they were not awre of Health care Insurance , 12% do not know where to get Health care Insurance and 20% have noy thought about Health care Insurance.

LACK OF HEALTH CARE INFRASTRUCTURES FOR THE POPULATION: Healthcare infrastructures is lacking heavily to drive a successful Healthcare programme for the general populace and create trust from the lager population in Nigeria, electricity is relevant to business and household resilience. The health care sector in Nigeria consist of 5 hospital bed for every 10,000 Nigerians, and 23,640 private and public Hospitals, according to the censors of 2005, more than 70% of which are publicly owned and majority are in poor condition and lack modern facilities.

HOUSEHOLD OUT OF POCKET EXPENDITURE ON HEALTHCARE BY THE POPULATION: Household out of pocket expenditure  has remained the major source of health expenditure in Nigeria, this is as a result of lack of good job, poorly functioning health care system, household out expenditure constitutes over 70% of the total healthcare expenditure, less than 5% of Nigerians are covered by any form of Health Insurance at the end of 2013, having over 95% of Nigerians uninsured.

LACK OF INSURANCE UPTAKE BY THE POPULATION: Only 1.9% of Nigeria population adults have Health care Insurance, the low uptakes is as a result of the fact that they are easier to reach and they are salaried employee representing the total of 7.9 million of the Nigerian adult population, their main source of income is salary or wages from either government or private companies, and their health care uptakes is likely due to their regular income source, which grants them access to Health care Insurance and makes it possible to plan for regular payments of their premium on a voluntary basis.

ECONOMY A KEY CONSTRAINT ON THE POPUPLATION: Low income is one of the reasons for preventing uptakes of Health care Insurance and 31% adults in Nigeria indicated they cannot afford health care Insurance, 15% indicated they have nothing to insure, 14 % think they do not need Health care Insurance.

 UNDERSTANDING THE NEEDS OF THE POPULATION ON HEALTH INSURANCE

It is imperatively clear the populace want to stay healthy and this goes along having equitable health care system for peace of mind. Health Insurance provides financial protection in case you have Health Insurance Provider incase you have a serious accident or illness. Health insurance coverage will will help protect the population from unexpected costs. Health Insurance will enables the population access to preventive service like shots and screening tests at no cost to the insured getting Health Insurance coverage for the population is a key step to good health and well-being.

The population needs Health Insurance coverage to offset the costs of their medical Bills, Hospitals Bills and their Medications during health issues, you never know when you are going to need health insurance, a car accident, an injury, a cancer diagnosis or simple malaria test and diagnosis all these don't come with warnings to the population, for over 95% of Nigerians not to have Health care Insurance and leaving the vulnerable and the disables to their faith in times of health issues is a collosar risk not only to preservation of life and health to the population but also to their financial security and also the inclusive and sustainable economic growth of Nigeria.

OUR SOLUTION AND INNOVATION TO HEALTH CARE SERVICE

We are creating a dynamic, holistic, sustainable and inclusive sysyem to deliver health care in collaboration with health care Insurance Company,, Hospitals, Pharmacies and Social Insurance Cpmpany, using food as a means to access affordable Healthcare, through our new method of Quick Restaurant Service. We are using Mobile Restaurant with autonomous power supply and sanitary system attached  to serve quality, standard and affordable nutritious food to digitise our geusts for HEALTH CARE INSURANCE COVER. Our Mobile Restaurant will be stationed and will have the set up of a modern conventional restaurant, serving guests to be digitised for HEALTH CARE inside and outside the Mobile Restaurant for their comfort, relaxation, pleasure, convenience and entertainment. 

HOW OUR SOLUTION WILL WORK

Our simple method will enable Nigerians access health care, through the food we serve our guests from our new method of quick Restaurant service we operate. Guests are to patronise our service: either make an Order from any of our Mobile Restaurant locations, Order for Takeaway, Delivery Service or combination of the three to the sume of $250 spread within the period of 12 Months or less to qualify a guest for our Health care Insurance Services, or Order for our Party Service for 300 guests for $1,500 to get qualified. Qualified guests are insured along side with their spouse and four children.

HOW OUR SOLUTION WILL WORK WITH OUR MOBILE RESTAURANT

Our Mobile Restaurant is the Icon, the symbol of food for Health care service, the communicator and instrument of education of food for health care service, Data collection, registration and serving guests inside and outside the mobile restaurant to digitise for health care as they make their orders. 

HOW OUR MINI-PRODUCTION CENTRE WILL WORK WITH OUR MOBILE RESTAURANT TO DELIVER EQUITABLE HEALTH CARE

All food is in house made based on our specifications, using local ingredients, the right materials and patronising local farmers, the half prepared food will be delivere to all our mobile restaurant locations using freezing van.

ENGAGING THEM TO ADDRESS THE PROBLEM THROUGH OUR SOLUTION

We are creating a dynamic, holistic, sustainable and inclusive system to deliver health care  in collaboration with Healt Care Insurance Company, Hospitals, Pharmacies and Welfare Insurance Company using food as a means to access affordable Health care , through our new method of Quick Restaurant service. We are using Mobile Restaurant with autonomous power supply and sanitary system attached to serve quality, standard and affordable nutritious food to digitise guests for Health care Insurance Service. Our Mobile restaurant will be stationed and will have the set up of a modern conventional Restaurant, serving our guests inside and outside the mobile Restaurant for their comfort, relaxation, pleasure and entertainment of guests in an excellent and secured environment.

ENGAGING THEM THROUGH OUR SIMPLE SOLUTION TO PROVIDE HEALTH CARE INSURANCE COVER

Health care is a right, however is a complex and expensive issue that must be addressed to include all, as everyone has a role to play in health care equity movement, to champion a resilient and committed Health care equity In doing this we are creating a simple system to engage and insure the 95% uninsured to be mandated in paying PREMIUM indirectly through our FOOD FOR HEALTH INSURANCE Programme.

ENGAGING THEM THROUGH FOOD FOR THEIR HEALTH CARE INSURANCE PREMIUM

Kpangba food on wheels is using food to indirctly pay for their PREMIUM through our FOOD FOR HEALTH CARE INSURANCE COVER as a simple method to deliver health care service.

EXPLORING THE POWER OF FOOD TO ENGAGE THEM FOR HEALTH CARE INSURANCE

Food provide nutrients and nutritents are subtance that provide energy to our body for daily activities, materials for growth, both for our mental and psycological growth and all function of the body such as breathing, digesting food, keeping warm, repair of the body, and for keeping the immune system for our healthy living, above all it is needed in times of sickness to recuperate the body, soul and mind for continuous growth and healthy living.

WATER AND FOOD THE MOST ESSNTIAL COMMODITY TO ENGAGE THE PEOPLE FOR HEALTH CARE INSURANCE PREMIUM

Food and water are the most essential commodity for human consumption and adequate supply of potable water and affordable nutritious food is essential and is the basic need for all human beings on earth and the fundamental necessity for all live, hence KFW is exploring the power of food to engage the people to access equitable, sustainable and inclusive Health care Insurance through our FOOD FOR HEALTH CARE INSURANCE PROGRAMME.

EFFICACY OF FOOD FOR HEALTH CARE INSURANCE PREMIUM FOR THE PEOPLE

Food is powerful and essential substance we all need on a daily basis, hence i KFW is exploring and effectively using the power of food  to indirectly pay for the premium of the people and make quality, equitable, sustainable and inclusive health care accessible .

USING FOOD TO ENGAGE THE POPULATION FOR HEALTH CARE INSURANCE

Guests are to either order for party Service for at leat 300 guests for $1,500 to  qualify for our Health care Service or place an Order at ant of our Mobile Restaurant location, Takeaway or Delivery Service worth $250 or combination of the three, spread with the period of 12 months or less to qualify a quest and his or her spouse including four children for healthcare for the period of 12 months, while KFW pay for the premium for the said period, guests are to go through the same process at the end of the 12 months of insured.

USING FOOD TO ENGAGE AND DIGITISE THEM FOR HEALTH CARE INSURANCE COVER

A digitised electronic card will be issued to guests that qualified for KFW food for health care Insurance Cover, each to the spouse, and four children, the CARD is to be issued to any organised Hospital for service to be rendered by the Hospital during health issues or accident, the CARD will be delivere by KFW in collaboration with Health Insurance Company, Hospitals, Pharmacies and Welfare Insurance Company .  

HOW OUR SOLUTION WILL ADDRESS HEALTH CARE PROBLEM IN NIGERIA

No one can live alone a great system is required to make health care accessible for all, in the absence of a Social Welfare Package than can be acceleratw and enables universal Health care accessible , our solution FOOD FOR HEALTH CARE INSURANCE can be a a substitue.

OUR SOLUTION WILL PULL RESOURCES TOGETHER TO CREATE INCLUSIVE AND SUSTAINABLE HEALTH CARE

Our Food For Health Care will create a kind of fundindirectly to take care of Health care in our community and also deliver Health care to the vulnerable  and the disabled in our community left to their faith in times of Health issues.

IT WILL DELIVER HEALTH CARE TO THE DISABLED AND THE VULNERABLE IN OUR COMMUNITY

Through our Food For Health Care Programme, there will be enough left to take care of the vunerable and the disabled in our community as it will deliver equitable and inclusive Health care to reduce poverty leve and encourage sustainable economic growth.

IT WILL REMOVE AND ELIMINATE ALL FINANCIAL BARRIERS PREVENTING ACCESS TO EQUITABLE HEALTH CARE

The Health electronic CARD isuued to all guests that qualified for our Food For Health care Insurance Cover, helps the holder to eliminate all financial barriers that might prevent the holder access health care during haelth Issue, either at the Hospital or during Doctor Consultation nor at the Pharmacy or when Welfare is needed. All financial transaction are done electronically between KFW in collaboration between the Health Insurance Company, the Hospital, the Pharmacies and the Welfare Insurance Company.

OUR SOLUTION WILL IMPROVE INDIVIDUAL AND HOUSEHOLD RESILIENCE

Our method of of FOOD FOR HEALTH CARE INSURANCE will contribute directly to individual welfare and create solution to household resilience in times of financialshocks to create a long time peace of mind for general well-being, enables the people to invest and grow their income and also enables the people to access other services like education for their children and access to other social services.  

OUR SOLUTION SOLUTION WILL DELIVER ACCESS TO CREDIT AND FINANCING

Our Food For Health Care Programme will empower individuals to plan for the feature, either mortgages, planning for entreprenurship or other projects to enable them to have an alternative to collateral to allow for more credit to be extended on better terms, reduce poverty level and deliver sustainable economic growth.  

OUR SOLUTION WILL MOBILISE MORE CAPITAL 

Our solution will empoer us to mobilise more capital through the premium we are paying on behalf of our guests to the insurance company and Hospitals to bring more liquidity to the capital market, support the people and promote innovation and investment in Health Care, extending Health care to the vulnerable and the disabledin the society and safely to create inclusive and sustainable econimic growth.

OUR SOLUTION WILL MAKE CAPITAL AVAILABLE FOR DIVERSIFICATION

Our new method will enable us to pool savings indirectly from numerous customers and in the process create significant FUNDS, to deliver sustainable Health care to the people,the vulnerable and the disabled that are neglected and left to their faith in the society, diversify by investing in Health care infreastructure, world class Hospitals and modern eguipment.

OUR SOLUTION WILL DEVELOP THE CAPITAL MARKET

KFW FOOD FOR HEALTH CARE INSURANCE COVER  will accelerate FUNDS in the capital market for infrastructural development in the Health care sector.

TO ELIMINATE ALL FINANCIAL BARRIERS PREVENTING ACCESS TO EQUITABLE HEALTH CARE SERVICE

Our FOOD FOR HEALTH CARE innovation and collaborative approache with Health Care Insurance Company, Hospitals, Pharmacies, and with Welfare

Insurance Company is to maintained strong level of Health Care plan in paying all PREMIUM on belhaf of the insured indirectly from the service we delivered to the insured, KFW will not only able to provide access to more affordable Health care but remove all financial barriers preventing larger population access to health care and offset rising health care costs for our community to reduce poverty level.

PROTOTYPE: Our prototype comprises of the following  infrastructures.

MOBILE RESTAURANT: Our ARTICULATED BUS from Germany is currently with the modofying company in Nigeria to be modifyied in to a Mobile Restaurant, it is the icon and the symbol of our "Food For Health Care Insurance Cover".

MINI-PRODUCTION CENTRE: The Mini-Production Centre is gotten and work will soon commence to renovate and partition the venue for the mini-production equipement to come in.

LOCATION FOR THE MOBILE RESTAURANT: The location for our Mobile restaurant is gotten waiting for the final approval and the liecence to be issue before constructing and designing the location to international standard.

 COOLING & FREEZING VAN:  Our freezing and cooling van are currently going through design . 

A NEW APPROACH TO HEALTH CARE IN NIGERIA: We are leveraging technology to deliver a dynamic, holistis, sustainable and inclusive system, using FOOD to digitise guests for Health care Insurance Cover, through our new method of Quick Restaurant Service, Using Mobile Restaurant with autonomous power supply and sanitary system attached to serve guests inside and outside the Mobile Restaurant for their comfort, relaxation, pleasure, convenience and entertainment and digitise them as an innovative approache to access equitable health care service in Nigeria.

HOW IT COULD BE CATALYTIC: Our objective of using FOOD to degitise the people and eliminating all financial barriers preventing access to equitable health care will impact our community and help catalise the concept as a new means of accessing equitable Health care.

BROADER POSITIVE IMPACT: Our innovation in the health care will contribut directly to over 95% of the population without Health Insurance cover,  provide kind of individual welfare and create solution for household resilience in times of financial shocks during health issues to create a long time peace of mind for general well-being, enables the people to invest and grow their income and to access other services like education to their children.

HOW? Our platform will be the right alternative distribution channel of providing equitable health care for the majority of Nigerians, as we create enough incentive, focusing on the immense financial needs as the major handicap during health issues, in eliminating all financial barriers preventing the people from accessing health care through FOOD. 

CURRENTLY: We are currently on our PROTOTYPE, however it is projected that our solution will serve 2000 in our first year of operation.

SECOND YEAR: It is projected that our solution will be serving 10,000 at the end of second year of operation.

IN FIVE YEARS: In five years, the implementation of the solution will accelerate the solution dramatically to 1,000,000.

HOW WE ARE MEASURING OUR PROGRESS TOWARDS OUR IMPACT GOALS: Among the keys for KFW to  succeed is to secure funds , our collaborative approach with Health Care Insurance Company that will deliver the service through when the insured calls during health issue, collaboration with the Hospitals for our insured to carry out the treatment during health issue, the Pharmacies to deliver drugs to the insured during Health Issue and our collaboration with the Welfare insurance company to deliver financial assistant to the insured that suffered loss of income and shelter as a result of Health Issue, KFW will not only able to provide access to more affordable quality Health Care but able to spread the responsibilities of Health Care accross institutions and the people through our innovation .

 Our variable to measure our progress will be the Insured, we will work very close with our insured to know and study those areas we need to improve on to enable us deliver equitable and affordable Health care Service, reducing every barriers preventing access to eqiutable health Care inreducing poverty level for sustainable and inclusive economic growth.

STAFF      :  45

PART-TIME:   5

OTHERS    :  10

POSITIONED TO DELIVER THE SOLUTION: We are positioned to deliver a successful solution in the Health Care through our experince that is cut accross the spectrum of the project to deliver the best solution through our concept and Business model in creating a suitable solution for Health Care Service.

OUR APPROACH TO BUILDING A DIVERSE TEAM: Our aproache in building  is based on our value of honesty, hardwork, truthfulness, accountability, integrity and trust.

THE REASON FOR OUR APPLICATION: We are applying hoping that we can partner with SOLVE in gaurding us over come all the barriers of FUNDS and the Technical problems befor our solution,  to enable us create a global entity to bring about transformation and  change in the Health system of Nigeria, for the larger population to access equitable health Care Service, to reduce the poverty level and create a sustainable and inclusive economic growth.

SURPPORT NEEDED: We are in need of  all the above support to enable us carry, execute and implement our solution in a more strategic and professional way, as it will give us more knowledge and understanding of every steps and more technical and advanced way to apply our solution to the Nigeria environment and beyond.

PARTNERING WITH DIFFERENT ORGANISATION FOR SUCCESSFUL INPLEMENTATION: We look forward to partner with reputable Organisation in in Technology and Technical line, MIT faculty and Initiatives, and SOLVE  Members, Construction Company, Hospital and Clinical Economist, Food Technologist, Industrial Kitchen Company, Health Insurance company, Hospitals, Pharmacies, Welfare Insurance Company, Artist,

HOW WE WILL USE THE ANDAN PRIZE FOR INNOVATION IN REFUGEE INCLUSION : Apart from our commercial activities we will be relevant to our community in giving back to our community by extending Health Care to the vulnerable and refugee in our community to advance the economic, financial inclusion and promote refugee resilience, self-reliance and intergration through our Health Care Solution, to reduce poverty level, for sustainable and inclusive economic growth in Nigeria

The cost for individual Health Care Insurance Premium is $15 to $20 per individual per annum, and for family with four children is between $100 to $150 per annum

Health Care is very expensive and for quality Health Care for the populace, it requires one form of subsidy or the order and Welfare along too. Individual and family avaerage medical Bills and Welfare are : for single $80 and families with four children is $110 to $120 per annum.

OUR STRATEGY OF REFUGEE INCLUSION USING ANDAN PRIZE AS A SUBCIDEE FOR REFUGEE HEALTH CARE

Hence the average cost of Health Care  for family with four children or single in Nigeria is $185 per annum. Our solution will deliver Health Care Insurance Cover to every guests that get qualified through $250 target for the FOOD they ordered. The Andan Prize will be use to pay $185 for the health Care of every refugee while KFW will subcidees every refugees with $65 to make a yearly premium and the Medical Bills of each refugee of $250 per annum.  

HOW WE WILL QUALIFY FOR THIS PRIZE: Our solution will aggressively use our technology to improve quality of life and needs for women and girls through Maternal Health Care. In 2015, Nigeria's erstimated maternal mortality ratio was over 900 maternal death per 100,000 live births, with approximayely 58,000 maternal deaths during that year. In Nigeria women has a 1 in 22 lifetime risk of dying during pregnancy, childbirth or postpartum/post-abortion, wheras in the most developed countries, the lifetime risk is 1 in 4,900. The high number of maternal death in Nigeria reflects access to Health Care Services and highlights the gap between the rich and the poor.

HOW OUR TEAM WILL USE THE INNOVATION FOR WOMEN PRIZE  TO ADVANCE OUR SOLUTION:  women  that qualifies for our food for Health programme, will have the opportunity for Maternal Health care without renewing their Health Insurance CARD. During Pregnancy, childbirth, and the postpartum period will be taken care of till the child is 5 years of age. This will be possible through the innovation for women prize which will be inculcated in our solution.