humaniq: EMPOWERING THE UNBANKED
According to the World Bank's Global Financial Inclusion Database, there are currently 1.7 billion people on Earth who do not have access to official financial services. Humaniq is a new generation financial services, which is aimed at eradicating poverty amongst millions of people living in the emerging economies
1. Connecting the unbanked to the global economy.
10 years of research across Asia and Africa, carried out by the authors of Portfolios of the Poor, showed that poverty proliferates in regions whose inhabitants do not have access to financial services. Humaniq is becoming the simplest route to financial inclusion for billions of people.
2. Meeting the needs of the unbanked.
Humaniq opens the door to the benefits of financial inclusion and grants access to a series of financial services.
3. Solutions for businesses
Humaniq enables start-ups and projects to offer their services to an audience of billions.
The Five Key Components of Humaniqs’ Service:
A Mobile app (messenger & wallet)
Biometric identification
Blockchain smart contract
API for startups
Motivation program for users
To create a wallet and use the system, Humaniq will employ facial and vocal biometric recognition algorithms to create unique user signatures that are extremely secure and remove the need for passwords. The software will be designed to work on even the cheapest of android phones, ensuring maximum adoptability.
The most common thing start-ups lack is not a great product, but rather a customer base. Humaniq is creating the platform that create the customer base for these companies, as well as the others that follow us into this new market. We have our core team, but we’re also active in taking suggestions from the community and having them help us test out features to either make improvements or scrap them altogether. Engage passionate and knowledgeable users, and you gain evangelists who talk about our product. This is community management 101, and many start-ups neglect this aspect of business.
- Create or advance equitable and inclusive economic growth
- Ensure all citizens can overcome barriers to civic participation and inclusion
- Pilot
- New application of an existing technology
- Artificial Intelligence
- Machine Learning
- Blockchain
- Big Data
- Social Networks
- Rural Residents
- Peri-Urban Residents
- Very Poor/Poor
- Low-Income
- Refugees/Internally Displaced Persons
- India
- Congo
- Congo {Democratic Rep}
- Kenya
- Mozambique
- Rwanda
- Sierra Leone
- Tanzania
- Uganda
- Zambia
- Zimbabwe
- India
- Congo
- Congo {Democratic Rep}
- Kenya
- Mozambique
- Rwanda
- Sierra Leone
- Tanzania
- Uganda
- Zambia
- Zimbabwe
Currently we serve on average 50,000 users per month. In one year, we are striving to be serving 1,000,000 users. In 5 years, the goal is to be serving the entirety of the unbanked population, at over 1 billion.
A Humaniq education program
Humaniq Desktop App - A cross-platform desktop wallet with a secure chat.
Launch of Humaniq external secure ID
Launch of Humaniq bot API with Smart Assistant 2.0
Humaniq Blockchain security audit and testing
Launch of Humaniq peer-to-peer charity fund
HMQ services testing: PFM, P2B financing, collective investments
HMQ social validation services testing and implementation
Humaniq stable coin launch
A decentralized exchange
The founder currently has a language barrier that he is actively working on to overcome. Growing the team with key people that have strong business managerial skills. Since India is our next target market, we are currently at the drawing board with scaling solutions and penetrating our target audience there.
The founder is excelling at English proficiency as well as focusing on multi-language team members. We are on the hunt for a well established and experienced COO. In regard to our expansion in India, we will take a step back and see which of our services will be most needed and well suited to start with.
- Nonprofit
N/A
Currently we have 10 full time staff as well as employ 20 more between temporary part-time positions and contractors.
First and foremost, we are the biggest fans and believers in our vision. We also have extensive experience in all the applicable fields. When you love what you do, that passion products the best outcomes.
We have also gained amazing recognition by reputable outlets
https://www.lattice80.com/lattice80-x-fintech4good-top-100-fintech-for-sdg-influencers/
Delloite (Legal consulting), B-gifted foundation (Charity projects), Coinfirm (AML solutions), Securrency (LegalTech platform for security assets), Biometrics Institute (security, technology and ethics issues).
Market Intermediary Model
Entrepreneur Support Model
We feel we are directly in-line with Solves’ mission to advance humanity. We are looking to gain the necessary attention as well as be involved in a prominent network where all the members missions align, in order for us to grow our project and our team. We are also looking for the necessary capital growth to expand and continue.
- Distribution
- Funding and revenue model
- Talent or board members
- Legal
- Monitoring and evaluation
- Media and speaking opportunities
nope
We would like to partner with MIT, the UN, World Bank, charity funds and any other high-level projects, companies or individuals that share our vision and passion in international development, poverty, and sustainability.
We use AI (machine learning) for 3 goals:
To fight fraud (Bio-identification, behavior, social network analyzation)
To maximize capitalization. We try to analyze the social behavior of our users to grow our product for their needs.
An AI mentor for users. This allows our users to grow intellectually, financially and build their network
Since a large part of our mission is to enable community level entrepreneurs in the establishment and success of their business, we will host a contest and directly reach out to the best suited applicant(s) and help them in any way, shape or form.
Women are an integral part of any community. Many of them in impoverished nations are struggling to gain a voice. We will conduct and directly support women-driven projects and businesses that use our platform.
Refugees seek countries with the single goal of bettering their and their family’s lives. Since the Humaniq platform is agnostic to race or country (where applicable laws permit), we will reach out and support ideas and projects that are driven by the many refugee camps in our operating countries.
We are currently not focused on solutions in the U.S.
We feel we that our mission and goals are directly in-line with this, “sparking change through innovation, disruption, and transformation”. The Humaniq platform embodies all these philosophies and will use this to further our goals.
No.
Founder