CribMD HMO

CribMD is addressing the critical issue of health system resilience in fragile contexts where events such as conflict, displacement, and natural disasters significantly impact the availability and quality of health services, resulting in higher likelihoods of death, disease, and poor mental health. In Africa, access to healthcare is a significant challenge, particularly in countries like Nigeria where only about 10% of the population is covered by health insurance. This leads to most healthcare expenses being paid out of pocket, often resulting in catastrophic financial consequences for families. According to the World Health Organization (WHO), this puts an estimated 15 million individuals into extreme poverty every year and results in about 30% of households in Nigeria having to resort to borrowing money or selling assets to pay for healthcare expenses.

Our solution focuses on increasing local capacity and resilience in health systems, enabling informed interventions and decision-making, improving accessibility and quality of health services for underserved groups, and enabling continuity of care. The scale of the problem affects over 1.6 billion people globally, with communities in fragile contexts being disproportionately impacted. CribMD leverages technology and innovation to address systemic and institutional inequities, governance and coordination challenges, and ensure comprehensive health-related data is available to inform decisions.

Our solution includes a telemedicine platform, doctor home visits, and micro insurance to reach marginalized and displaced populations. Our telemedicine platform provides remote consultations and diagnoses, enabling patients in remote and underserved areas to receive care without having to travel long distances to health facilities. Our doctor home visit service provides on-demand access to healthcare services, particularly for those with mobility limitations or who are unable to travel to health facilities. Our micro insurance solution helps to mitigate the financial burden of healthcare expenses and protects families from financial hardship in the event of unexpected health events.

In addition to improving access to healthcare, CribMD also addresses systemic and institutional inequities in the healthcare sector by enabling informed interventions and decision-making. Our platform provides real-time data and analytics on health indicators and trends, enabling health workers and policymakers to make informed decisions and allocate resources more effectively. 

Our inclusive, human-centered design approach ensures that the solution is tailored to meet the needs of the communities we serve. Our partnerships with relevant stakeholders, including government agencies, health providers, and local organizations, are critical to scaling our solution and bringing affordable and accessible healthcare to communities globally.

To measure the impact of our solution, we will track key indicators such as increased access to healthcare for marginalized populations, improved health outcomes, reduced healthcare costs for families, and increased resilience in health systems. Our solution has the potential to make a significant impact, particularly in fragile contexts where access to healthcare is limited and the need is greatest. Through our innovative approach, inclusive human-centered design, and partnerships with relevant stakeholders, we aim to scale our solution and bring affordable and accessible healthcare to communities globally, positively impacting the lives of over 1.6 billion people.

CribMD is an innovative, human-centered, tech-based solution aimed at addressing the challenge of limited access to affordable and quality healthcare, particularly in fragile contexts such as those impacted by conflict, displacement, and natural disasters. 

Our solution leverages technology and innovation to address the systemic and institutional challenges in healthcare delivery and management. Our solution includes a telemedicine platform, doctor home visits, and micro insurance to reach marginalized and displaced populations. We increase local capacity and resilience in health systems through informed interventions and decision-making, improve accessibility and quality of health services for underserved groups, and ensure comprehensive health-related data through technology-enabled solutions.

The telemedicine platform is a mobile and web-based platform that enables remote consultations with healthcare professionals, providing access to medical advice and treatments for those who live in remote or underserved areas. This solution uses video conferencing and real-time communication technologies to connect patients with healthcare providers. The platform provides access to a wide range of medical services, including diagnosis, prescription, and follow-up care, reducing the need for patients to travel long distances to access medical services.

The doctor home visit service is another innovative feature of our solution. It allows patients to access healthcare services in the comfort of their own homes, reducing the need to travel to health facilities, particularly for patients with mobility issues or those who live in remote areas. Our healthcare professionals provide medical advice, treatments, and referrals to local health facilities as needed.

The micro insurance component of our solution is designed to provide financial protection for families in the event of an unexpected health event. The insurance coverage is designed to be affordable and accessible, reducing the financial burden for families who otherwise would have to pay for healthcare expenses out of pocket.

Our solution is designed to be inclusive and human-centered, taking into account the specific needs of communities in fragile contexts. Our approach is based on close partnerships with relevant stakeholders, including government agencies, healthcare providers, and local communities, to ensure that our solution is tailored to the specific needs of each community we serve.

To measure the impact of our solution, we track key indicators such as increased access to healthcare for marginalized populations, improved health outcomes, reduced healthcare costs for families, and increased resilience in health systems. Our solution has the potential to make a significant impact, particularly in fragile contexts where access to healthcare is limited and the need is greatest.

Overall, CribMD is a solution that addresses the systemic and institutional challenges in healthcare delivery and management, leveraging technology and innovation to improve access to affordable and quality healthcare in fragile contexts. With its inclusive, human-centered design, partnerships with relevant stakeholders, and commitment to scalability, CribMD has the potential to bring affordable and accessible healthcare to communities globally.

Product Demo link: https://drive.google.com/drive...

Our solution, CribMD, serves people living in fragile contexts, where access to quality and affordable healthcare is limited due to events such as conflict, displacement, and natural disasters. This population is disproportionately impacted by the lack of access to healthcare and is in urgent need of a solution to improve their health outcomes.

The target population we aim to serve includes marginalized communities, low-income families, and displaced individuals who face barriers to accessing healthcare. These communities often lack access to healthcare services due to a lack of infrastructure, limited government funding, and a shortage of healthcare providers. As a result, they are at higher risk of death, disease, and poor mental health, and are in dire need of quality and affordable healthcare services.

To address the needs of this population, CribMD provides innovative, technology-based solutions that improve access to healthcare. Our solution includes telemedicine, doctor home visits, and micro insurance to reach marginalized and displaced populations. Our telemedicine platform allows patients to consult with healthcare providers remotely, reducing the need for physical visits to healthcare facilities and increasing accessibility to healthcare services. Our doctor home visit service provides patients with access to healthcare services in the comfort of their own homes, reducing barriers to access and improving the continuity of care. Our micro insurance solution provides financial protection to low-income families, reducing the financial burden of healthcare expenses and enabling families to access quality healthcare services without the risk of financial ruin.

Our solution is designed to be inclusive and human-centered, taking into consideration the specific needs of marginalized communities. Our telemedicine platform is accessible through both web and mobile devices, making it easy to use for people with limited technology skills. Our doctor home visit service provides patients with the opportunity to receive quality healthcare services in their own homes, reducing the need for travel and improving patient outcomes. Our micro insurance solution provides low-income families with financial protection, reducing the financial burden of healthcare expenses and enabling families to access quality healthcare services without the risk of financial ruin.

In conclusion, our solution, CribMD, serves marginalized communities, low-income families, and displaced individuals in fragile contexts, providing them with innovative and inclusive technology-based solutions that improve access to healthcare. Our solution addresses the specific needs of this population, reducing barriers to access and improving health outcomes, enabling people to live healthier, more fulfilling lives.

CribMD is well-positioned to deliver its solution to the target population due to the unique backgrounds and experiences of its co-founders, Mike Ngiri and Ossai Ifeanyi.

Mike, as the CTO of the company, brings a wealth of technical expertise to the table. He is a dedicated technology expert who has dedicated his energy to developing systems that help businesses, organizations, and corporations manage their infrastructure and develop a more efficient infrastructure for smooth operations. He has a strong commitment to increasing the adoption of new technologies, not just in Nigeria but in Africa and beyond. With his technical background and expertise, he is the ideal person to lead the development of a technological solution that will address the healthcare challenges faced by the target population.

Ossai, on the other hand, brings a wealth of business and operational expertise to the table. He is the CEO and chairman of WeCare, a chain of clinics and pharmacies across Nigeria. The driving force behind the creation of CribMD was his personal experience with the death of his aunt, who could not get the care she needed in her time of need. This experience inspired him to create a solution that would ensure that no other families would have to endure a similar tragedy. With his experience in managing multiple sites and P&L, as well as his proven track record of success in aligning enterprise functions to meet goals, Ossai is well equipped to lead the company in achieving its mission of providing quality healthcare services to the target population.

Ossai's track record of success, such as leading the acquisition of Charisland Pharmaceuticals Group, the successful raising of $1M in seed funding for CribMD, and the recent signing of exclusive 5 Year agreements with CEC, AWITA, and ASVAN to provide care to their 15M members, demonstrates his ability to bring their solution to market.

In addition to their individual expertise, the co-founders have a strong commitment to understanding the needs of the communities they are serving. They engage with key partners, including union members and healthcare providers, to understand their needs and gather feedback on the solutions they are developing. This meaningful engagement helps to guide the design and implementation of their solution in a way that is truly representative of the communities they are serving.

Overall, the combination of Mike and Ossai's technical and business expertise, as well as their commitment to understanding and serving the target population, makes CribMD well-positioned to deliver its solution effectively and efficiently. The team is fully dedicated to their mission and is constantly working to improve their solution so that they can make a positive impact on the lives of those they serve.

CribMD is currently serving a total of 9800 paying subscribers through its public Beta phase. The company has generated more than 100,000 US dollars in revenue last year, which is a testament to its growing popularity and effectiveness in delivering high-quality healthcare services to its users.

Moreover, CribMD has recently signed exclusive 5-year agreements with three organizations CEC, AWITA, and ASVAN. These organizations represent a large group of marginalized union members who are over 15 million individuals in number. The union members served by these organizations are often uneducated, not formally employed, women, immigrants, or refugees fleeing violence. These individuals are often neglected by traditional health insurance carriers and hospitals, making it difficult for them to access essential healthcare services.

Through these agreements, CribMD is poised to make a significant impact in the lives of these marginalized communities by providing them with the care they need. The company is dedicated to improving the health and well-being of these communities and is working closely with these organizations to understand their needs and provide them with the best possible services. The design and implementation of CribMD's solution is guided by the communities' input, ideas, and agendas, ensuring that the solution is truly tailored to their needs and that it addresses their unique challenges in accessing healthcare services.

We are applying to Solve because we believe that Solve can help us overcome some of the major barriers that we currently face in bringing our solution to scale. Our team at CribMD is committed to providing quality health care to underserved populations, particularly in Africa. However, there are several financial, technical, cultural, and market barriers that we face as we work to achieve our mission.

Firstly, financial barriers. Scaling up our operations and expanding our reach to serve more people requires significant financial investment. As a start-up, we face limited access to traditional sources of financing such as loans and grants. Solve can help us connect with investors, foundations, and impact funds who can provide the financial resources needed to scale our solution.

Secondly, technical barriers. Our solution leverages cutting-edge technology to provide affordable and accessible health care services to underserved populations. However, there are several technical challenges that we face in implementing our solution, such as the need for reliable internet connectivity, the availability of affordable mobile devices, and the need for training and capacity building for healthcare providers. Solve can help us connect with technology partners who can provide us with the technical support we need to overcome these barriers.

Thirdly, cultural barriers. Our solution is designed to meet the specific needs of underserved populations, and it is critical that we understand and take into account the cultural context in which we are operating as we expand. Solve can help us connect with cultural experts who can provide us with insights into local customs and beliefs and help us design our solution in a way that is culturally appropriate as we expand into other regions.

Finally, market barriers. There are several market barriers that we face in bringing our solution to scale, including the need to educate and raise awareness among target populations, and the need to build trust with healthcare providers. Solve can help us connect with market experts who can provide us with the insights and support we need to overcome these barriers and bring our solution to market.

In summary, we believe that Solve can help us overcome the major financial, technical,  cultural, and market barriers that we face as we work to bring our solution to scale. By connecting us with a community of experts, partners, and supporters, Solve can help us achieve our mission of providing quality health care to underserved populations.

Our solution, CribMD, is innovative because it offers a unique approach to addressing the challenges in the healthcare sector, especially in developing countries. The traditional healthcare system often lacks accessibility and affordability for marginalized communities, leaving them without access to essential medical care. Our solution leverages technology to bridge this gap and bring affordable and accessible healthcare to the masses.

CribMD is a platform that combines telemedicine, AI, and blockchain to provide remote health consultations and medical services to people in need. The platform connects patients to licensed healthcare providers, who offer medical advice and treatment options through secure video and audio calls. Additionally, patients can also purchase medication, diagnostic tests, and other medical products through the platform.

What sets CribMD apart is the use of blockchain technology, which ensures secure and transparent medical records and transactions. This feature enables the seamless exchange of medical records between healthcare providers, improving patient outcomes and reducing duplicative testing. Moreover, blockchain technology also enables our platform to provide micro-insurance solutions to patients, making healthcare more affordable and accessible to those who need it the most.

The platform's AI capabilities allow us to provide intelligent triage and diagnosis, enabling patients to receive the right care at the right time. With the integration of telemedicine, patients in remote or underserved areas can access quality medical care without the need for physical travel. This not only saves patients time and money but also helps reduce the spread of infectious diseases and reduces the burden on healthcare facilities.

CribMD's innovative approach is expected to have a significant positive impact on the healthcare sector. By providing affordable and accessible healthcare, we aim to improve health outcomes, reduce healthcare costs, and enhance the overall quality of life for marginalized communities. Furthermore, our solution serves as a model for other organizations looking to leverage technology to address pressing global health challenges.

In summary, CribMD's innovative approach, which combines telemedicine, AI, and blockchain technology, offers a significant improvement over traditional healthcare models. By providing affordable and accessible healthcare, we aim to improve the health and well-being of marginalized communities and serve as a model for others in the sector.

Our primary impact goal for the next year is to successfully complete our public beta phase and onboard 1 million subscribers from CEC, ASVAN, and AWITA, three of our largest partners. We believe that this milestone will not only validate our solution but also help us build trust with these communities and demonstrate our commitment to improving their access to quality healthcare.

To achieve this goal, we plan to:

1. Streamline our operations and refine our customer acquisition and engagement strategies through data analysis and user feedback.
2. Increase the number of healthcare providers and institutions that are part of our network, which will improve the accessibility of our services to communities in need.
3. Develop and implement marketing and outreach initiatives that target specific communities and educate them about the benefits of our solution.
4. Expand our partnerships with other organizations, including governments, NGOs, and private sector companies, that share our mission and vision.

Over the next five years, our impact goals are more ambitious. We aim to:

1. Onboard all 15 million union members from CEC, ASVAN, and AWITA by 2025.
2. Expand our footprint to other countries in Africa, Asia, and the Americas, and serve 20+ million people in these regions by 2026.
3. Develop strategic partnerships with leading healthcare providers and institutions to enhance the quality of care that we deliver and the impact of our solution.
4. Innovate and improve our technology to meet the evolving needs of our communities, and help drive the adoption of telemedicine and other digital health solutions.
5. Foster a culture of collaboration and continuous learning, and create an ecosystem of stakeholders that work together to improve access to quality healthcare for marginalized communities.

To achieve these long-term impact goals, we will:

1. Invest in research and development to continuously improve our technology and user experience.
2. Build and maintain a world-class team of professionals with diverse backgrounds, skills, and experiences.
3. Foster an environment of continuous learning and improvement, and encourage our team to continuously seek feedback from our users and stakeholders.
4. Expand our partnerships with other organizations and initiatives that share our mission and vision, and leverage their expertise and resources to maximize our impact.
5. Invest in marketing and outreach initiatives that will help us reach and educate more communities, and engage them in our mission.

Measuring our progress toward our impact goals is critical to ensure that we are making meaningful and sustainable changes in the communities we serve. To achieve this, we will track a number of specific indicators that align with the United Nations Sustainable Development Goals. Some of the key indicators we will track include:

1. Increased access to healthcare services: We measure the number of people who have accessed our telemedicine services, doctor home visits, and micro insurance programs, as well as the number of new patients we onboard each quarter.

2. Improved health outcomes: We collect data on health indicators such as the rate of infectious diseases, maternal and child mortality, and the overall health status of the population we serve.

3. Reduced healthcare costs for families: We  measure the financial burden that families face in accessing healthcare services and track the savings they experience through our programs.

4. Increased resilience in health systems: We collect data on the capacity of local health systems and track the number of healthcare professionals and facilities we have trained and equipped through our programs.

5. Increased use of technology in healthcare delivery: We measure the number of patients who have used our telemedicine platform and the number of healthcare professionals who have adopted our technology-enabled solutions.

To measure these indicators, we use a combination of tools, including surveys, focus groups, data analytics, and benchmarking studies. We also work closely with our partners and stakeholders to gather data and insights into the impact of our solution. By tracking these indicators, we aim to continuously evaluate and improve our solution and ensure that we are making a meaningful impact on people's lives.

CribMD's theory of change is based on the idea that access to quality and affordable healthcare is a basic human right, and that leveraging technology and innovation can play a critical role in addressing systemic and institutional challenges in healthcare delivery and management. Our solution combines telemedicine, doctor home visits, and micro insurance to provide comprehensive and accessible healthcare to marginalized and displaced populations.

Our theory of change is built on the following assumptions:

1. Providing telemedicine services will increase accessibility to healthcare for marginalized populations who face barriers to in-person visits, such as mobility or financial constraints.

2. Doctor home visits will provide medical care to patients in the comfort of their own homes, reducing the need for in-person visits and increasing accessibility.

3. Micro insurance will reduce the financial burden on families, ensuring that they have access to affordable and quality healthcare.

4. Increasing local capacity and resilience in health systems through informed interventions and decision-making will improve the accessibility and quality of health services for underserved groups.

5. Addressing systemic and institutional inequities, governance, and coordination challenges will improve the overall effectiveness and sustainability of healthcare delivery and management.

6. Technology-enabled solutions will provide comprehensive health-related data, improving the quality of care and decision-making.

Our solution has a positive impact on the health outcomes and well-being of marginalized and displaced populations. By providing telemedicine services, doctor home visits, and micro insurance, we increase access to quality and affordable healthcare, reduce healthcare costs for families, and improve resilience in health systems.

To measure the impact of our solution, we track key indicators such as increased access to healthcare for marginalized populations, improved health outcomes, reduced healthcare costs for families, and increased resilience in health systems. Through our inclusive, human-centered design and partnerships with relevant stakeholders, we aim to scale our solution and bring affordable and accessible healthcare to communities globally.

The core technology that powers our solution is a combination of cutting-edge innovations and established practices that are tailored to meet the specific needs of our target population.

At the core of our solution is the telemedicine platform that leverages advanced mobile and web-based technology to connect patients and healthcare providers in real-time. This platform allows patients to access medical care from the comfort of their homes, reducing the need for in-person visits and increasing accessibility, especially for those who face mobility or financial constraints.

In addition to the telemedicine platform, our solution also incorporates doctor home visits, providing medical care to patients in their own homes. This is made possible through the use of mobile devices, such as smartphones and tablets, equipped with high-resolution cameras, digital stethoscopes, and other medical devices that allow healthcare professionals to diagnose and treat patients remotely.

Moreover, we use data analytics tools to collect and analyze patient health data, allowing healthcare providers to make informed decisions and provide personalized care. Our data analytics platform uses machine learning algorithms to extract insights from patient data, helping healthcare providers to identify patterns, predict health outcomes, and make data-driven decisions.

To further enhance the accessibility and affordability of healthcare services, we offer micro insurance to marginalized and displaced populations. This helps reduce the financial burden on families and ensures that they have access to quality healthcare services. The insurance program is designed to be inclusive and accessible, leveraging technology to streamline the enrollment process and provide real-time information on benefits and coverage.

In conclusion, the core technology that powers our solution is a sophisticated combination of telemedicine, doctor home visits, data analytics, and micro insurance, all of which are aimed at improving access to affordable and quality healthcare for marginalized and displaced populations. The technology is designed to be user-friendly and accessible, leveraging cutting-edge innovations and established practices to deliver comprehensive and effective healthcare services.

At CribMD, we take diversity, equity, and inclusivity very seriously and believe that it is crucial to the success of our mission. Our approach to incorporating DEI into our work involves several key steps:

1. Building a diverse and inclusive team: Our team is composed of individuals from various backgrounds, ethnicities, genders, sexual orientations, and religious beliefs. This diverse mix of perspectives helps us understand and address the needs of our target population more effectively.

2. Incorporating DEI into our hiring process: Our recruitment process is designed to attract and retain a diverse pool of candidates. We also ensure that our hiring committees are diverse, so that each candidate is evaluated fairly and objectively.

3. Providing DEI training to our team: Our team undergoes regular DEI training to increase their understanding of the importance of DEI and to develop the skills needed to create a more inclusive work environment.

4. Developing inclusive and equitable products and services: We strive to understand the needs of marginalized and displaced populations and to design our products and services in a way that addresses those needs and ensures that everyone has access to quality healthcare.

5. Monitoring and evaluating our progress: We regularly review our progress and make changes as necessary to ensure that we are staying true to our commitment to DEI.

Incorporating DEI into our work is not just a goal, but a continuous journey. At CribMD, we are committed to continuously improving and evolving our approach to DEI, so that we can better serve our target population and achieve our mission.

We operate a subscription-based business model. Our key customers are marginalized and displaced populations who are in need of affordable and quality healthcare. To meet this need, we provide a combination of telemedicine services, doctor home visits, and micro insurance.

Telemedicine services allow patients to consult with healthcare professionals remotely, reducing the need for in-person visits and increasing accessibility. This is particularly important in fragile contexts where events such as conflict, displacement, and natural disasters significantly impact the availability and quality of health services.

Doctor home visits provide medical care to patients in the comfort of their own homes, making it easier for those who are unable to travel to healthcare facilities due to mobility or financial constraints. This is a key component of our approach to improving access to quality healthcare in marginalized and displaced populations.

Micro insurance helps to reduce the financial burden on families, ensuring that they have access to affordable and quality healthcare. By providing this, we are helping to address systemic and institutional inequities in healthcare delivery and management.

In addition to telemedicine and doctor home visits, we are also committed to improving local capacity and resilience in health systems through informed interventions and decision-making. This is achieved by using technology-enabled solutions to ensure comprehensive health-related data, which in turn improves the quality of care and decision-making.

We believe that our approach of combining telemedicine, doctor home visits, and micro insurance is unique and sets us apart from other healthcare solutions. By leveraging technology and innovation to address systemic and institutional challenges in healthcare delivery and management, we are providing value to marginalized and displaced populations by improving access to affordable and quality healthcare.

Our solution is accessible to users through a low monthly subscription fee of $1. This makes it affordable for marginalized and displaced populations who otherwise would not have access to quality healthcare. By doing so, we are working towards our mission of improving access to affordable and quality healthcare for all.

To become financially sustainable, our plan involves leveraging our venture capital funding and subscription-based revenue streams. Our current funding of $1 million from Sputnik VC, Norrsken VC, and The Guardian has allowed us to make significant progress in developing and refining our solution. Additionally, our subscription-based model has generated over $100,000 in revenue last year, which demonstrates strong demand for our services.

We are confident that our efforts to scale and expand our customer base will bring in more revenue. This includes our plan to exit beta phase by Q2 of this year and onboard 1 million union members through exclusive agreements with CEC, ASVAN, and AWITA. These agreements will help us onboard their 15 million members over the next 2 years, which will significantly increase our revenue and help us reach our goal of financial sustainability.

Moreover, as we continue to expand our customer base and offer additional services, we also plan to explore new revenue streams, such as selling products and services to governments, and leveraging our technology to offer new solutions to meet the needs of our customers. Our ultimate goal is to create a financially sustainable business that delivers high-quality, accessible healthcare services to marginalized and displaced populations.

CribMD is a venture capital funded company, having raised $1 million from investors including Sputnik VC, Norrsken VC, and The Guardian. The company generates revenue from subscriptions, bringing in over $100,000 last year during its beta phase. CribMD's plan for financial sustainability involves a combination of investment funding and revenue generation.

The company has signed exclusive 5-year agreements with CEC, ASVAN, and AWITA to onboard their 15 million+ members over the next 2 years. This is expected to greatly increase its user base and, in turn, its revenue. The company is still in its beta phase but is optimistic about its future success and financial sustainability as it works towards its goal of improving access to affordable and quality healthcare.