After Scool Program for Developing Future Leaders.

There is a current lack of financial literacy in our educational system. Without financial literacy education, Detroit’s high school students are more likely to fall prey to predatory lending, experience higher levels of anxiety due to financial uncertainty, experience higher rates of financial fraud, and be left less capable of reaching their financial goals.

Additionally, there is a lack of social-emotional learning for today’s students. This often leads our young students to feel detached from the world around them as they try unsuccessfully to understand their own emotions, thoughts, and behaviors. This often leads them to be unable to understand other people, especially people with differing perspective, and unable to empathize with others. Without social-emotional learning, our students cannot build healthy and stable relationships which can negatively impact their ability to be successful. 

Through the creation of our after-school program, Kre'me De La Kre'me will help solves these problems and empower students to reach for their highest goal. These students will be empowered to create civic change, start business enterprises and contribute their greatest good to the community.

Kre’me De La Kre’me seeks to strengthen our mission of empowering the members of the Detroit community by opening services to the youth attending Detroit public high schools. This program would function as an afterschool extracurricular program that would give these students the opportunity to strengthen their financial literacy within a social-emotional learning environment. This course structure will allow students to grow as individuals, learn how to make smart financial decisions, and build a sustainable future for themselves.

This program will be focusing on financial literacy which teaches how to make smart financial decisions. Through this program, students will learn how to make financial decisions free from emotional pressures, how to prepare a budget, understanding types of loans, understanding credit scores, differentiating between lending practices, knowing how much to save, building an investment portfolio and much more. These skills will allow these students to be prepared to live independently and take control of their financial future.

Social-emotion learning techniques will be utilized in this program to give the students the tools to make financial decisions that are free of emotional sway. Social-emotional learning has five guiding principles for creating a wholesome, grounded learning environment. These principles are self-awareness, self-management, social awareness, relationship skills and responsible decision making. These five principles develop students who:

• know their own emotions, thoughts, and behaviors,
• can manage their own emotions, thoughts, and behaviors,
• can understand and empathize with diverse perspectives,
• can establish and maintain healthy relationships,
• and can make caring and reasonable choices.

The principles set-forth by social-emotional learning directly enhances the teaching of financial literacy. A student who can learning social-emotional competency has the fortitude and awareness to make financial decisions that will lead to the best outcome for themselves and others.

The students our program will be serving come from a variety of backgrounds and will represent the diversity found in the Detroit community. This is a non-discrimination program which will allow students of all races, religions, genders, sexual orientations, color and ethnicities.

Kre’me De La Kre’me is a non-profit organization based out of Detroit, Michigan. Our organization provides to resources and training as a free resource to entrepreneurs that will further their business success. Through our headquarters in Detroit and the expansion of our entrepreneurial program into the Sacramento, California area, we aim to serve 1,000 adult business owners or future business owners. We are seeking funding to expand our community impact by establishing an after-school program for 4,000 high school students in the Detroit public school system. Our goal is to teach these students financial literacy through a social-emotional learning environment.

The after-school program we are establishing is a free service to all students. Our organization will be providing the necessary textbooks and workbooks to the students at no cost, so this program can be accessible for all students. Our organization will also be covering all staffing fees and equipment usage fees.

Kre’me De La Kre’me is a non-profit organization that was created in 2022. Our organization was created to strengthen entrepreneurial skills in the local community, as well as connect current businesses with the resources they need. Kre’me De La Kre’me operates out of our headquarters in Detroit, Michigan and is currently expanding into the Sacramento, California area. The heart of this organization is empowering diverse communities to be better equipped to join the workforce.

Kre’me De La Kre’me offers events to community members to further their careers and entrepreneurial pursuits. Through these events, members learn the important skills of how to structure a business. This includes knowing how to register your business, how to kickstart funding, determining eligibility for lines of credit, tips for filing taxes for their business and much more. These events offer a competitive networking component where leaders, business owners, and prospective employees can exchange information, and create lasting relationships.

Kre’me De La Kre’me is a woman owned organization that offers services to persons of all genders, races and religion. Kre’me De La Kre’me seeks to build entrepreneurial skills throughout all ages and is ready to establish a program to empower Detroit’s high school students to learn the necessary skills to successfully enter the workforce. It is our aim that this after school program will guide these students into a successful career and will allow them to grow into adults that will continue to participate in the entrepreneurial and networking services provided by Kre’me De La Kre’me.

In addition to traditional textbooks as a learning tool, our organization aims to use technology, such as projectors and interactive whiteboards, to engage the students we serve in the lessons being taught. It is our hope that the students will be able to help shape the way they learn by interacting more closely with the lessons.

Our organization also aims to foster close community ties by allowing students to utilize our intergenerational network of entrepreneurs and community leaders once graduating from our afterschool program.

Kre'me De La Kre'me is seeking resources, both financial and tech, to strengthen our ability to serve our members and our community. We hope to be paired with resources that can help us deliver the best learning environment.

Kre'me De La Kre'me hopes to gain insights into the latest technology that we can utilize in our program.

Kre’me De La Kre’me seeks funding of $20 per student for the 4,000 students we aim to serve in the first year.  This funding will be used to provide educational material, equipment, and staff services. 

As evidenced by the recent passing of House Bill 5190 by the governor of Michigan, there is a need for today’s youth to learn financial literacy to take control of their financial health. Kre’me De La Kre’me aims to further the development of our youth by offering an after-school program to the high school student of the Detroit public school system. Our organization aims to further the students understanding of personal finances in tandem with strengthening their personal development through social-emotional learning. It is our belief that through learning financial skills and social-emotional development skills, we can provide the most well-rounded learning environment to grow healthy, whole, prepared young adults who can handle any situation they may find themselves in. Kre’me De La Kre’me aims to be a pioneer in the lives of Detroit’s youth by setting them up for success upon entering the world as young adults, to build the skills necessary for these students to contribute positively to their community as our future leaders, and to prepare these students to embark on endeavors that could change the landscape of today’s world.

Our goal for the next year is to achieve social-emotional development and financial literacy in our first group of participants. This will be achieved through the successful impleentation of our program.

Our five year goal would be to have expanded this program to reach more students. We have two main goals for achieving this. The first is to expand our serves to more youth within Detroit. The second goal is to expand our after-school program to other communities, such as Sacramento, California where we just launched our entrepreneurial services program.

We will be collecting data annually from the students that participate in our program to identify how successful we were in obtaining our goals throughout the program year.

We believe that students who are empowered to know themselves, know others and who can empathize with others are the most capable of creating long-lasting and sustainable change in our community.

We plan to utilize classroom-based technology to increase participation in the learning process.

Our program is operated by and provides services to members of all classes, races, genders, and religions to attend. We are a non-discrimination organization. The members who help operate our organization represent the diverse fabric of our community.

Kre’me De La Kre’me is a non-profit organization based out of Detroit, Michigan. Our organization provides to resources and training as a free resource to entrepreneurs that will further their business success. Through our headquarters in Detroit and the expansion of our entrepreneurial program into the Sacramento, California area, we aim to serve 1,000 adult business owners or future business owners. We are seeking funding to expand our community impact by establishing an after-school program for 4,000 high school students in the Detroit public school system. Our goal is to teach these students financial literacy through a social-emotional learning environment.

The after-school program we are establishing is a free service to all students. Our organization will be providing the necessary textbooks and workbooks to the students at no cost, so this program can be accessible for all students. Our organization will also be covering all staffing fees and equipment usage fees. 

Kre'me De La Kre'me will be seeking sustainable donations and grants to fund their operation. 

Kre’me De La Kre’me currently has no overhead for their existing outreach projects (organization budget). We are seeking funding to establish a program that would have costs associated.