The EPIC Project

ACT! Albany Community Together, Inc.

The EPIC Project

The EPIC solution provides access to capital and business development services by using data from the Plaid platform.

Albany, GA

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Nonprofit

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Inability of Black and low-wealth business owners to access capital at the rate and amount needed to scale and sustain their businesses because of a lack of proper business operations documentation, historically financial trends, and banking relationships.

The EPIC solution provides access to capital and business development services by using data from the Plaid platform to determine repayment ability, bypassing traditional underwriting processes of using business financial documents to make a decision.

We serve women, minorities, and low- to moderate-income entrepreneurs who are often underserved by traditional financial institutions. Our work focuses on business owners operating in both urban and rural-adjacent communities, particularly in rural areas where access to capital is extremely limited or nonexistent. Many of the entrepreneurs we support face systemic barriers such as limited collateral, lower credit scores, or lack of access to traditional banking relationships, which can prevent them from obtaining financing through conventional lenders.