What is the name of your organization?
Badger Intel Systems Ltd
What is the name of your solution?
FinBridge
Provide a one-line summary or tagline for your solution.
Empowering Uganda's underserved communities with innovative and affordable financial services leveraging technology.
In what city, town, or region is your solution team headquartered?
Kampala
In what country is your solution team headquartered?
UGA
What type of organization is your solution team?
For-profit, including B-Corp or similar models
Film your elevator pitch.
What specific problem are you solving?
Despite progress in Uganda’s financial sector, millions, especially low-income earners, women, and rural communities remain excluded from formal financial services. These individuals lack access to secure savings, affordable credit, and digital payment systems, limiting their ability to start or grow businesses, manage risks, and improve livelihoods.
This exclusion is compounded by high unemployment and underemployment within the financial services sector itself, especially in underserved regions. The result is, communities without access to financial tools and a sector that lacks the capacity to scale.
Key pain points include:
1. No secure place to save money
2. Limited digital transactions, increasing costs and inefficiencies
3. Lack of affordable credit, stifling entrepreneurship
4. Barriers to employment in financial services for youth and women
Globally, over 1.4 billion people remain unbanked (Bill and Melinda Gates Foundation). Uganda mirrors this observation with 44% of its 46.4 million population remains underserved, and 74% live in rural areas with limited access to financial tools and services.
With mobile adoption rising, there is a major opportunity to deliver digital, inclusive financial solutions tailored for underserved populations while creating thousands of jobs for youth and women. This is a high-growth, high-impact opportunity with long-term returns, by enabling financial access and unlocking economic potential across Uganda.
What is your solution?
Our soltuion is a mobile based digital financial platform designed to provide secure, accessible and low cost financial services to underserved communities in Uganda, with a focus on empowering women and youth.
We offer services such as secure savings accounts/wallets, digital payments, affordable credit, money transfers, financial literacy.
What it does;
1. Mobile banking and wallet functionalities, enabling users to manage savings, check balances, transfer funds, and pay bills securely.
2. Group savings options, allowing communities to pool resources for shared goals such as education and healthcare, investiments.
3. Mobile payments solutions, facilitating quick and secure transactions for goods and services, stimulating trade and economic growth.
4. Financial literacy, The app offers easy to understand financial literacy content, helping users make informed financial decisions while remaining secure in the digital world.
5. Agent Network: With our agent mobile app, we empower youth and women by equipping them with the tools and training needed to become financial service providers in their communities. This not only creates meaningful employment opportunities but also promotes financial inclusion at the grassroots level.
The platform is scalable and can be replicated in other developing countries, expanding its impact through out the region.
Who does your solution serve, and in what ways will the solution impact their lives?
Our solution focuses on low-income earners, women, youth, and rural communities in Uganda, groups often excluded from formal financial systems.
They face barriers such as limited access to savings, affordable credit, and digital payment services, largely due to inadequate banking infrastructure and low financial literacy.
Women encounter gender-specific challenges, while youth and low-income individuals often lack access to capital and employment.
To address these issues, we offer a low-cost mobile banking platform that enables users to open accounts, manage money, transfer funds, pay bills, and save securely through their phones. This increases access to essential financial services in underserved areas.
Our agent mobile app empowers youth and women by providing training and tools to become financial service agents, creating job opportunities and driving inclusion at the community level.
Group saving features allow users to pool resources for shared goals such as education, emergencies, or starting small businesses.
We also offer secure, user-friendly payment solutions that facilitate seamless transactions and promote economic participation.
Our platform also shares financial tips to help users make informed decisions and stay safe online.
By leveraging alternative data, we extend credit to those without formal credit histories, fostering entrepreneurship and supporting financial growth.